Category: Credit Report

When and Why It Makes Sense to Refinance Your Home

With mortgage rates hovering at record lows, many homeowners find themselves asking the question: should I refinance my home? There are indeed several factors to consider and of course, no two situations are alike. You can perform this analysis yourself, or work with your personal banker or mortgage consultant to decide what works best for…

Should I Refinance My Student Loans Right Now?

You may have noticed interest rates hovering at 30-year lows and now wonder whether it’s a good time to refinance your student loans. Well, the answer is: not necessarily. You want to help, not hurt, your financial well-being, your credit score and prospects for future borrowing. So, the choice to refinance your student loans will…