Category: Money & Identity

What to Do If You Are a Victim of Identity Theft

Fraud and identity theft are at an all-time high, thanks to the pandemic. Fraud linked to the COVID pandemic has cost Americans $382 million, according to the Federal Trade Commission. As of March 2021, more than 217,000 people had filed a coronavirus-related fraud report with the agency since January 2020, according to federal data.  Criminals…

Missed House Payments and Evictions: How Do They Affect Credit Scores?

Many households across the nation continue to face economic uncertainty, so what are the short and long-term effects of missing a rent or mortgage payment? Can an eviction or a missed mortgage payment affect a credit score? Factors That Contribute to a Credit Score Let’s first have a look at the factors that contribute to…